About
The two of us behind 1BasisPoint.
Krish Lohia
Finance Enthusiast
"You have the right to work only but never to its fruits."– Bhagavad Gita
This idea resonates deeply with me. For me, the journey of learning, exploring, and contributing matters more than the immediate outcome. The world of finance is endlessly fascinating, it is a space where complex systems, human behaviour, and global events intersect. Writing this blog is my way of broadening my horizons, challenging my thinking, and documenting what I learn along the way.
My name is Krish Lohia, and I am a graduate of Monash University, where I studied Finance and Economics. I’m currently working on a research project exploring the impact of systemic risk on the Indian banking system. I am driven by my goal of pursuing a career in core finance.
Beyond financial markets, I’m an avid reader with a deep interest in politics and policy, especially on how we can legislate for a more economically stable future. At heart, I’m open-minded and curious, always seeking to understand the world better — whether through financial literature, political thought, or meaningful conversations.
This blog is both my notebook and my compass, a place to turn complexity into clarity and curiosity into insight.
Thank you for looking into 1BasisPoint.
Rehan Ganapathy
Finance | Technology
"The most impressive people I know spent their time with their head down getting stuff done for a long, long time."– Sam Altman
I’ve always believed that technology is more than just lines of code—it’s a way of seeing the world differently. For me, the spark came from wondering how patterns hidden in data could reveal stories, predict possibilities, and reshape the way we understand something as vast and complex as financial markets.
What began as curiosity grew into a journey of exploration—building systems, experimenting with ideas, and discovering how intelligence can emerge from data when guided with imagination. Over time, I realized that finance is not just about numbers; it’s about people, choices, risks, and opportunities. And technology, when applied thoughtfully, has the power to bring clarity, empowerment, and even fairness to that world.
This blog is akin to my code editor. A space where I bring together two passions—technology and finance—to explore how emerging innovations can unlock new ways of thinking about money, markets, and the future. It’s less about answers and more about questions: What’s possible? What’s next? And how can we shape a financial system that works better for everyone?
Outside of this space, I’m often diving into the latest in AI, experimenting with new ideas, or simply daydreaming about what’s coming next. Because at the heart of it all, I believe progress starts with imagination—and the courage to follow where it leads.
Welcome to 1BasisPoint – where technology meets finance.